Tag: Frugality

  • Would You Rather Pay Now or Later?

    A few weeks ago, a friend asked about my decision to buy my son’s jeans from Old Navy, despite the fact that he’s outgrowing his clothes at an alarming rate. “Wouldn’t you rather buy cheaper jeans?” she asked. “That way it won’t hurt as much when you have to buy new ones in a month…

  • Three Practical Strategies that Save Our Family Money

    There’s no way to even begin to estimate the number of changes that can be made that would save money. Just check out the advice of an untold number of ‘experts’ – online and off – who have compiled long, detailed lists of money saving tips to see what I mean. But no matter whose…

  • Don’t Be Too Frugal. You Only Live Once.

    Sometimes we get so wrapped up in frugality or saving money (or even earning more money) that we forget to live. I was reminded of this recently.

  • Cut Down On Your Food Expenses By Gardening

    I’ve grown rather fond of gardening over the past year. I love spending time outside with the fresh air, the dirt, the bugs and the plants. I love to watch a seed (or a tiny plant) turn into a large fruit-bearing plant. I also love the fact that I can actually reduce my food expenses…

  • 355 Money Saving Tips

    Like so many of my personal finance blogging peers, I believe that anyone can excel at managing their personal finances; I believe that anyone can become financially independent. Most people just need a little bit of advice and an occasional hand to hold. While I can’t necessarily hold your hand (hard to do over the…

  • 10 Personal Finance Blogs That Can Save You Money

    I’ve mentioned before that I love to read financial news and financial articles. I’m borderline obsessed with personal finance and I’ve spent the past couple of years searching out the best of the best. Today I’d like to share with you some of the best Personal Finance Blogs that can save you money with their…

  • Have You Had To Adjust To A Reduction In Salary?

    The United States economy shed about 2 million jobs in 2008. Some people have been fortunate enough to keep their jobs but have had to accept salary cuts. The point is that millions of people have had serious reductions in salary. Are you one of these people? [poll id=”4″] While browsing through financial reporting sites…

  • Fix Up Old Furniture and Save Your Funds

    Today we’re featuring a guest post from moneybargainideas.com. In a difficult economy, there are many creative ways to save money that don’t necessarily require searching for discounts or clipping coupons. For example, do you have a beloved, but old chair that’s starting to look a little rough around the edges? Maybe a flea market find…

  • Saving Money With A Library Card

    You don’t have to enjoy reading to take advantage of everything that your library has to offer.  In fact you don’t even have to like reading at all.  My bet is that your library still has plenty of entertainment options available.  Most modern libraries are not only stocked with books but also music cd’s, movies,…

  • 4 Ways College Students Can Save Money

    Being myself a student I’m fully aware of all of the potential cost-savings that can come along with pursuing a higher education.  Of course these cost-savings don’t come cheaply: paying for college can cost thousands to tens of thousands of dollars a year.  But you’re already paying for that right?  You might as well take…

  • An Easy Way To Save Money: Plan.

    Today we’ll be featuring a guest post from Michael Caldwell at UseTheDollar.com, a finance blog for college students. Stores Expect to Sell you more than you came for The majority of my unplanned spending is composed of impulse buying of items in stores. Your lack of planning and Store’s tricky methods cause you to spend…

  • Using Your Credit Card (Wisely) Can Save You Money

    I’m no fan of credit card debt.  It’s just about the easiest way to ruin your life, financially speaking.  However I am an advocate of using credit cards when they can benefit you financially.  Believe it or not there are several ways that using a credit card for purchases can actually save you money.  It…