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Why an HSA Might Be the Best Retirement Account Most People Ignore
It’s been a while since I’ve written here on Debit versus Credit. Life tends to get in the way, and priorities tend to shift. Somewhere along the way this blog, which once occupied a significant portion of my life, drifted into hibernation. I’ve had the itch to write here and there – sometimes I find…
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#GivingTuesday
Like most people I don’t find myself constantly thinking about charitable giving. I love to help others and I honestly try to donate my time and or money as often as possible, but I’ll regularly find charity skipping my mind for months at a time. My wife on the other hand is constantly talking about…
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Ways to enjoy summer on a tight budget
This guest post is brought to you by Michael Edmondstone. The hot days and sultry nights of the summer are a great way to unwind and relax. You normally get a good bit of vacation time during this time of year too. However, the summer can be expensive, and there can be a lot pressure…
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Budgetable.com: A Review
Raise your hand if you’ve ever used Quicken personal finance software or mint.com to assist you in keeping track of your finances. Chances are if you haven’t used them you’re at least familiar with them. Okay, feel free to put your hand down now. Budgetable.com is in the same realm of free online personal finance…
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A Blatant Disregard for Debt
A former coworker would constantly get calls from collection agencies while at work. He’d answer sometimes and pretend he didn’t speak any English. Whether he answered or not he’d always complain about x bank or y company calling to try and collect money from him. At first I felt a little bad for him, after…
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I’m Going To Do Some Side Hustling
I’ve become a big proponent of earning more money to better yourself financially, over the past several years. The thing is, I’ve talked about it and thought about it and even briefly blogged about it, but I’ve never actually done any side-hustling myself. That all is about to change. If you’ve been following my blog…
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A Quick Guide To Repairing Your Finances After College
If you are the super sensible type of college grad who spent all of your time at school working hard to stay afloat, you might well have come out with your diploma as well as a nice pot of savings – or at least not too much debt. If on the other hand you didn’t (like 99%…
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The Los Angeles Way of Life?
I tweeted last night about my minor obsession with Quora. I find all of the questions and answers fascinating, and as you can see below in my tweet I have a special place in my heart for the personal finance area of the site. @Quora is my new online obsession. Mostly lurking right now, but…
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4 Lessons I’ve Learned on My Quest for Financial Freedom
Most things that are worth doing aren’t easy. That said, getting to financial freedom doesn’t have to be entirely difficult. In my quest for financial freedom I’ve struggled and I’ve also had some success. I’ve learned a few things that have been important in both my personal growth and that of my estate. I’d like…
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Smartphone apps that redefine financial management
This is a guest post by Eliza Morgan who is a full time blogger. She specializes in writing about business credit cards. You can reach her at: elizamorgan856 at gmail dot com. The versatility of smartphones has made them the most important tech item. Sure, we might use laptops or desktops to use word processing software or view…
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Credit Karma: A Review
I recently discovered a service that gives you free access (no strings attached) to your credit score: Credit Karma. I first heard of Credit Karma at the Financial Blogger Conference this year. To be honest I’m not sure what took me so long. Unlike other ‘free credit report’ services out there Credit Karma does not sell…