Category: Frugality

  • Would You Rather Pay Now or Later?

    A few weeks ago, a friend asked about my decision to buy my son’s jeans from Old Navy, despite the fact that he’s outgrowing his clothes at an alarming rate. “Wouldn’t you rather buy cheaper jeans?” she asked. “That way it won’t hurt as much when you have to buy new ones in a month…

  • Three Practical Strategies that Save Our Family Money

    There’s no way to even begin to estimate the number of changes that can be made that would save money. Just check out the advice of an untold number of ‘experts’ – online and off – who have compiled long, detailed lists of money saving tips to see what I mean. But no matter whose…

  • The Results Are In On My Prepaid Cellular Experiment

    Three months ago I blogged about an experiment that my wife and I would be running: switching to a prepaid mobile plan with the intent to save money. The results are in and they aren’t exactly what I expected. Three months ago I hypothesized the following: Worst case scenario… I’m figuring we’ll usually be fine…

  • Cut Down On Your Food Expenses By Gardening

    I’ve grown rather fond of gardening over the past year. I love spending time outside with the fresh air, the dirt, the bugs and the plants. I love to watch a seed (or a tiny plant) turn into a large fruit-bearing plant. I also love the fact that I can actually reduce my food expenses…

  • Saving Money on Your Phone Bill

    I’m all about saving money, cutting expenses, or whatever you call it. Read how I cut my phone bill in half by going with a prepaid plan.

  • 355 Money Saving Tips

    Like so many of my personal finance blogging peers, I believe that anyone can excel at managing their personal finances; I believe that anyone can become financially independent. Most people just need a little bit of advice and an occasional hand to hold. While I can’t necessarily hold your hand (hard to do over the…

  • 22 Random Things You Can Get For Free

    I ran across an interesting post the other day where Koka Sexton, a self-proclaimed geek blogger, listed “The 22 most unknown free things anyone can have” (is the grammar on that weird or is it just me?). Now I’m not usually one to pass up anything for free so I took a closer look at…

  • Saving Money at Lunch Time

    Today we’re featuring a guest post from the good folks at BeattheEconomy2009.com Every parent wants to send their child off school with a good, healthy lunch. Mine did. However, many parents mistake a good lunch as one filled with attractively-packaged, sugary, expensive items. This should not be the case. Packing a brown bag lunch will…

  • Saving Money With A Library Card

    You don’t have to enjoy reading to take advantage of everything that your library has to offer.  In fact you don’t even have to like reading at all.  My bet is that your library still has plenty of entertainment options available.  Most modern libraries are not only stocked with books but also music cd’s, movies,…

  • 4 Ways College Students Can Save Money

    Being myself a student I’m fully aware of all of the potential cost-savings that can come along with pursuing a higher education.  Of course these cost-savings don’t come cheaply: paying for college can cost thousands to tens of thousands of dollars a year.  But you’re already paying for that right?  You might as well take…

  • An Easy Way To Save Money: Plan.

    Today we’ll be featuring a guest post from Michael Caldwell at UseTheDollar.com, a finance blog for college students. Stores Expect to Sell you more than you came for The majority of my unplanned spending is composed of impulse buying of items in stores. Your lack of planning and Store’s tricky methods cause you to spend…

  • Using Your Credit Card (Wisely) Can Save You Money

    I’m no fan of credit card debt.  It’s just about the easiest way to ruin your life, financially speaking.  However I am an advocate of using credit cards when they can benefit you financially.  Believe it or not there are several ways that using a credit card for purchases can actually save you money.  It…