Category: Personal Finance

  • Why Another Rate Cut Could Do More Harm Than Good

    It’s clear that the root cause of the financial difficulties that we’re facing in the United States is not related to credit being too expensive. It’s quite the opposite in fact – credit is cheap right now but many banks are actually cutting back on lending. So what gives? Why are we sliding into a…

  • Achieving Wealth and Prosperity

    As a personal finance blogger I find it interesting to read other personal finance blogs not only to learn from these individuals but also to see how they perceive money and the world around them. You can always find links to some of my favorite finance blogs in my blogroll, but today I want to…

  • Personal Finance Tips & Advice to Start the Week

    We all have bad habits, especially those related to our own financial well-being.  Some of us have a compulsive shoe buying habit while others might not be able to go without that Vente latte from Starbucks in the morning. Then there are some who just need some advice on where to park their money or…

  • Choosing the Right Financial Institutions

    I’ve been an employee of a local credit union for about two years now, and I’ve heard stories from a lot of people who have savings, checking accounts, loans or investment accounts at other financial institutions. I myself used to bank with one of the big banks and ever since I switched my accounts over…

  • Fed Cuts Rates to 1%

    Many of you may have heard by now that the Federal Reserve cut their key fed-funds rate to 1%, bringing it in line with the lowest level that it’s ever been at. Interestingly enough the last time that the rate was at 1% was within this decade – from June of 2003 until June of…

  • How To Get a Free Copy of Your Credit Report

    Today I’m going to feature my very first screencast, which walks you through getting a free copy of your credit report from annualcreditreport.com. Sorry about the crude quality, I’m still new to this, but it gets the job done!

  • Retirement Planning: What You Can Do To Retire In Good Financial Shape

    Today I’m featuring a guest post about retirement planning.  Stay tuned next week for some great updates including a new Friday Book Club and the continuation of my Investing for Beginners series. Where do you want to be when you retire? Will you be on an island in the Bahamas? Working in a different field?…