Category: Personal Finance

  • Oh, America…

    You’ve all heard the phrase, “keeping up with the Joneses.” If you haven’t, it means to covet whatever latest gadget, toy or whatever it is that your neighbor, friend, associate, or family member recently purchased. Of course we all pretend to not be so shallow as to live by this “rule,” but in actuality I’m […]

  • A Decision to Make

    I also considered entitling this post, “An Opportunity Cost.” Therefore I believe it would be appropriate to subtitle it as such. Not that this of course is really relevant to the topic at hand, but it’s something that I thought I’d mention, because it might not include the topic of my post tonight but the […]

  • My Financial Account Structure

    In my 33% savings plan post I mentioned that I would cover at a later time my money funneling techniques (e.g. my financial account structure) for y’all. I figure now is as good a time as any to cover this, so here you are… I work primarily with two financial institutions, USAA and Desert Schools […]

  • National Get Out of Debt Day

    October 30th is National Get Out of Debt Day. How are you doing at getting rid of your debt, if you have any at all? Is your level of debt increasing, or is it decreasing? I have been slowly paying down my debt over the past few years. I am debt-free when it comes to […]

  • The Worst Years of My (Financial) Life

    I have a confession to make. It wasn’t very long ago that I experienced the worst few years of my life, financially speaking. In the latter-half of 2004 I began my adult life full-force, and I hate to admit, but I began it quite poorly. In not very much time at all I managed to […]

  • My 33% Savings Plan

    One of the most difficult things that I’ve ever had to do when it comes to my finances is to set a budget and actually stick to it. I have found that when it comes to personal budgeting that less is more, and what I mean by this is that the less you have to […]