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Investing For Beginners: Stock Market Basics
This is the first of a multi-part series entitled Investing for Beginners. Over the next several parts of this series I’ll be covering basic skills needed for investing such as Accounting, Economics and Stock Market Basics. Today I’ll begin with Stock Market Basics. An accounting professor of mine once told me that if anyone wants…
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Why an HSA Might Be the Best Retirement Account Most People Ignore
It’s been a while since I’ve written here on Debit versus Credit. Life tends to get in the way, and priorities tend to shift. Somewhere along the way this blog, which once occupied a significant portion of my life, drifted into hibernation. I’ve had the itch to write here and there – sometimes I find…
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#GivingTuesday
Like most people I don’t find myself constantly thinking about charitable giving. I love to help others and I honestly try to donate my time and or money as often as possible, but I’ll regularly find charity skipping my mind for months at a time. My wife on the other hand is constantly talking about…
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Ways to enjoy summer on a tight budget
This guest post is brought to you by Michael Edmondstone. The hot days and sultry nights of the summer are a great way to unwind and relax. You normally get a good bit of vacation time during this time of year too. However, the summer can be expensive, and there can be a lot pressure…
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Budgetable.com: A Review
Raise your hand if you’ve ever used Quicken personal finance software or mint.com to assist you in keeping track of your finances. Chances are if you haven’t used them you’re at least familiar with them. Okay, feel free to put your hand down now. Budgetable.com is in the same realm of free online personal finance…
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Some People Do Terrible Things for Money
I was going through some of my old ‘saved’ articles on Instapaper when I ran across this one: $150 Million Trust Fund Stolen From Poor Children In Panama, Lawsuit Claims. It’s a bit of a dull read at times because of all of the ‘legalese’ but the point is outlined in the title. Here’s a brief…
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A Blatant Disregard for Debt
A former coworker would constantly get calls from collection agencies while at work. He’d answer sometimes and pretend he didn’t speak any English. Whether he answered or not he’d always complain about x bank or y company calling to try and collect money from him. At first I felt a little bad for him, after…
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Streamline Your Cashflow with Online Money Tools
I can remember growing up how every few weeks my Mother would pull out the checkbook to take care of the growing pile of bills on the kitchen counter. She must have spent hours every single month organizing bills, making sure they’d been paid, and if they hadn’t writing checks to make sure they were…
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Side Hustle, Meet Full-Time Hustle
Last week I mentioned I would be using my skills in HTML/CSS/Wordpress to earn more money on the side. Turns out I’ll be hustling full-time from here on out. I am no longer a full-time employee (or any type of employee) so I find myself in a position of either looking for another job or…
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Five Things to Do Before You Call Customer Service
Since December, I’ve spent more time on the phone with my internet service provider than I care to admit. Despite dozens of calls, a new modem and router, and a few appointments with a “qualified technician,” my home internet connection drops every 20-30 minutes. Pretty annoying for someone who makes a living working from home!…
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I’m Going To Do Some Side Hustling
I’ve become a big proponent of earning more money to better yourself financially, over the past several years. The thing is, I’ve talked about it and thought about it and even briefly blogged about it, but I’ve never actually done any side-hustling myself. That all is about to change. If you’ve been following my blog…
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A Quick Guide To Repairing Your Finances After College
If you are the super sensible type of college grad who spent all of your time at school working hard to stay afloat, you might well have come out with your diploma as well as a nice pot of savings – or at least not too much debt. If on the other hand you didn’t (like 99%…
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Would You Rather Pay Now or Later?
A few weeks ago, a friend asked about my decision to buy my son’s jeans from Old Navy, despite the fact that he’s outgrowing his clothes at an alarming rate. “Wouldn’t you rather buy cheaper jeans?” she asked. “That way it won’t hurt as much when you have to buy new ones in a month…