Personal Finance

Avoid Debt This Christmas With These 7 Tips

Debt

Christmas is a time for generosity and joy. But too often generosity turns into the desire to please those around us with gifts. Our children demand the latest toys and technological wonders or you simply want to give them what they want. Gift exchange means finding gifts for a host of family, friends and even [...]

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Credit Karma: A Review

Loans and Credit

I recently discovered a service that gives you free access (no strings attached) to your credit score: Credit Karma. I first heard of Credit Karma at the Financial Blogger Conference this year. To be honest I’m not sure what took me so long. Unlike other ‘free credit report’ services out there Credit Karma does not sell [...]

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Say No To Outrageous Bank Fees

Personal Finance
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No doubt you’ve heard something of the monthly fee Bank of America was planning to charge their checking customers for the use of their debit cards. They were going to charge a $5 a month fee if you didn’t meet certain criteria (a huge percentage of their checking account holders would have likely been subject [...]

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Starting a Family on a Budget

Personal Finance
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This is a guest post by Holly Miller, who writes for Coupon Croc. If you do not keep tabs on your spending habits, they can easily get out of control. When starting a family on a limited income, budgeting is especially important. Families with limited resources face additional pressure when it comes to keeping spending [...]

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Tax Return Errors, Take Two.

Personal Finance

If you follow me on twitter you might’ve noticed my tweet on the 19th of October about the mistakes I made on my tax return and the current status of said tax return. Just in case you didn’t catch the tweet, here’s a screenshot of the tweet: I thought I’d expound just a little bit more [...]

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My Personal Finance Journey part 3

Personal Finance
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My personal finance journey will never end (actually I guess it will eventually). I’ve come a long way over the past 28 years (read here and here for more on where I’ve been). I’ve got a long way to go yet. Today I’ll talk about where I’ve been over the past couple of years and [...]

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What Does Financial Freedom Mean to You?

Personal Finance
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What does financial freedom mean to you? A million dollars? No debt? Passive income? I share my definition of financial independence, come share yours!

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