Personal Finance Blog by Debit versus Credit

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There is no doubt that times are hard. And though you are not part of the pack who have lost their jobs in recent [...]

Like so many of my personal finance blogging peers, I believe that anyone can excel at managing their personal finances; I believe that anyone can become financially independent. Most people just need a little bit of advice and an occasional hand to hold. While I can’t necessarily hold your hand (hard to do over the [...]

It may be cold and much too white outside for spring to be just around the corner (unless you’re lucky enough to live in Phoenix) but that does not give you an excuse to neglect your finances. To makes things easier for you I’ve decided to begin a monthly money review series to give you [...]

Another month has come and gone and with the new month comes the desert heat – in fact it was in the low 90’s just the other day. That’s the bad news. The good news is that it also means that it’s time for another Best Of post. That’s right! All of the best posts [...]

I was playing a version of the newlywed game the other night with my wife and some friends when a question was asked of my wife in regards to what career I’d most likely end up in given a choice of only four: a policeman, firefighter, EMT or a politician. I knew right away which [...]

You likely know the difference between using your credit card or your debit card, but do you know when it’s more appropriate to use your credit card rather than your debit card, or vice versa?
The most obvious difference between using your credit card or your debit card is the way the funds are taken from [...]

You’ve likely heard the phrase, “cash is king.” To be sure cash is important, not only to companies but also to individuals. Without it we’re bankrupt and in a world of hurt.
The dividend investor takes the phrase “cash is king” very literally. They invest a good majority of their portfolio in anything that pays them [...]