Smartphone apps that redefine financial management

Personal Finance

This is a guest post by Eliza Morgan who is a full time blogger.  She specializes in writing about business credit cards. You can reach her at: elizamorgan856 at gmail dot com. The versatility of smartphones has made them the most important tech item. Sure, we might use laptops or desktops to use word processing software or view [...]

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Make it Automatic

Building Wealth
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How much is your time worth? What are you paying yourself for every hour you work?  Today over 75% of those retiring have only social security to depend on.  The retirement lifestyle this creates is not one filled with the dreams from your youth.  It is one that lacks the funds for travels you thought [...]

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Plan for the future and save for your vacations

Miscellaneous
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On a recent trip to South America many things stood out, but the thing that was most staggering was not the adventure itself, but rather meeting people who had cashed in their 401K’s and those who were traveling across the country on credit. I also met those who were traveling across the country with the [...]

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Avoid Debt This Christmas With These 7 Tips

Debt

Christmas is a time for generosity and joy. But too often generosity turns into the desire to please those around us with gifts. Our children demand the latest toys and technological wonders or you simply want to give them what they want. Gift exchange means finding gifts for a host of family, friends and even [...]

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Credit Karma: A Review

Loans and Credit

I recently discovered a service that gives you free access (no strings attached) to your credit score: Credit Karma. I first heard of Credit Karma at the Financial Blogger Conference this year. To be honest I’m not sure what took me so long. Unlike other ‘free credit report’ services out there Credit Karma does not sell [...]

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Top 5 Things You Shouldn’t Skimp On During Holidays

Miscellaneous

Today we’re featuring a guest post from Ally at HowtoSaveMoney.com.au If you read personal finance blogs around the holiday season, you’d think they are more concerned about saving money and to actually enjoy the holidays. “It’s commercialization”, they said. Or, “You don’t need gifts.” Well, those are technically true but there is a line between [...]

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The Results Are In On My Prepaid Cellular Experiment

Frugality
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Three months ago I blogged about an experiment that my wife and I would be running: switching to a prepaid mobile plan with the intent to save money. The results are in and they aren’t exactly what I expected. Three months ago I hypothesized the following: Worst case scenario… I’m figuring we’ll usually be fine [...]

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