August 2011

The State of the Personal Finance Blog, 2011

Miscellaneous
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When I started this blog in October of 2007 I didn’t know where it would eventually end up. I still don’t. The personal finance blog by Debit versus Credit has had its ups and its downs, but through it all it’s still here. That’s my biggest accomplishment so far; that’s what I’m most proud of. […]

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Personal Finance Tips for Students

Popular
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As a student the last thing on your mind is probably personal finance, and related personal finance tips & advice. Nonetheless while you are in your 20′s you are at a critical point in your life and following personal finance tips for students is something you’ll wish you’d done when you are older. I guarantee […]

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Pay Yourself First Doesn’t Mean You Can Live Beyond Your Means

Personal Finance

It’s your money and I don’t have any right to tell you what to do with it. On the other hand, you’re here because you’re looking for advice. So consider this advice: Don’t blow all of your savings on your lifestyle! If you’ve set up an automatic savings plan (about the only budget that most […]

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Emotions Have No Place With Investing

Investing
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Investing and emotions don’t belong together. They never have and they never will. In fact if you want a sure fire way to lose money while investing then by all means let your emotions make your decisions. However if you are in it for the long haul and just want to grow your wealth by […]

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I’ll Soon Be Making Less Money but Saving More With An Automatic Savings Plan

Building Wealth
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As I mentioned a few days ago I’ve accepted a new job where I’ll be taking a pay cut of approximately $10,000 a year when compared to my current salary. If you read that post then you would understand why I felt this would be a good idea, but suffice it to say that I’m […]

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Why I Accepted a Job Offer For $10k Dollars Less Than I Make Now

Miscellaneous
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I’ve accepted a new job with a small tech/advertising company, which I’ll be starting in less than two weeks now. The catch? My salary will be decreasing by a little more than $10,000 a year with this new position when compared to my current job. I know what you’re probably thinking. It seems odd to […]

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