Personal Finance Blog by Debit versus Credit

Starting on the Road to Wealth

I've heard it said that wealth is a state of mind. There may indeed be some truth behind that saying, but when you go by the book being wealthy means having money or other monetarily valuable possessions. Take the Joneses, your neighbors who seem to have everything. They may have a lot of material possessions... but do they have any real assets?

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5 Must Read Tips For New Graduates

Many of you know that I’m currently attending Arizona State University where I’m working on a Global Business/Financial Management Degree. Well I’m coming to the end of the line at ASU, as I am on track to graduate in May. I’m getting pretty excited to graduate and I’m hoping that I’ll be able to find [...]

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Grow Your Wealth With Automatic Savings

While most people yearn for wealth not all will achieve any significant levels of wealth in their lifetime. I am of the opinion that anyone can build wealth, but for most of us building wealth will take time. It doesn’t come to most of us because of our natural abilities or talents or because we were [...]

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What Everyone Who Has US Dollars Needs to Know About China

Today we’ll be featuring a guest post from Simit Patel, a contributing analyst at InformedTrades.com As the recent economic turbulence has shown us, we live in a global economy. And thus, if you want to astutely manage your finances, you need to know about how global factors can affect your wealth. And if you hold US dollars, [...]

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Achieving Wealth and Prosperity

As a personal finance blogger I find it interesting to read other personal finance blogs not only to learn from these individuals but also to see how they perceive money and the world around them. You can always find links to some of my favorite finance blogs in my blogroll, but today I want to [...]

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Time To Re-Evaluate The Budget

($10,112.01) That’s a large number.  A much larger number than I thought it would be.  That number right there is how much we have paid on our primary Visa credit card this year.  I should explain something.  We don’t carry credit card balances on a month to month basis.  When I get a credit card bill [...]

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The Worst Years of My (Financial) Life

I have a confession to make. It wasn’t very long ago that I experienced the worst few years of my life, financially speaking. In the latter-half of 2004 I began my adult life full-force, and I hate to admit, but I began it quite poorly. In not very much time at all [...]

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