saving

Starting on the Road to Wealth

Investing

I’ve heard it said that wealth is a state of mind. There may indeed be some truth behind that saying, but when you go by the book being wealthy means having money or other monetarily valuable possessions. Take the Joneses, your neighbors who seem to have everything. They may have a lot of material possessions… but do they have any real assets?

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355 Money Saving Tips

Frugality

Like so many of my personal finance blogging peers, I believe that anyone can excel at managing their personal finances; I believe that anyone can become financially independent. Most people just need a little bit of advice and an occasional hand to hold. While I can’t necessarily hold your hand (hard to do over the […]

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Debit versus Credit

Finance 101

You likely know the difference between using your credit card or your debit card, but do you know when it’s more appropriate to use your credit card rather than your debit card, or vice versa? The most obvious difference between using your credit card or your debit card is the way the funds are taken […]

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The Rule of 72

Finance 101

I’m a huge fan of math tricks, especially when it makes solving complex issues just a little bit easier. There’s a great trick that can be used to easily figure out how long it will take compounding interest to double your investment: it’s called The Rule of 72. This is an easy trick. You simply […]

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Fix Up Old Furniture and Save Your Funds

Miscellaneous

Today we’re featuring a guest post from moneybargainideas.com. In a difficult economy, there are many creative ways to save money that don’t necessarily require searching for discounts or clipping coupons. For example, do you have a beloved, but old chair that’s starting to look a little rough around the edges? Maybe a flea market find […]

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What Would You Tell The Grad Student with A Loan Maturing Soon?

Loans and Credit

Ann R. writes: I have a 5 year fixed rate mortgage loan that will be maturing April 1, 2009. The current balance is $20,500 and the rate is 6.75%. I am no longer living in the property and have been renting it for the past three years (same tenants) and I resigned from my job […]

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When Looking Forward Don’t Forget To Look Back

Self Help and Motivational

The start of a new year, new month or even a new day is a great time to look forward to what you want to accomplish. Do you remember the phrase “Carpe Diem” from that horribly depressing movie, Dead Poet’s Society? It means “seize the day.” There really is no better day than today to decide […]

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