Insurance

Why You Need a Renter’s Insurance Policy

Personal Finance
Thumbnail image for Why You Need a Renter’s Insurance Policy

This is a guest post from Bailey Harris. Bailey enjoys writing about insurance and related topics. Many renters feel that they do not need to have a renter’s insurance policy. They either assume it is expensive and a waste of money or that they are covered under the landlord’s homeowners insurance policy. The truth is [...]

0 comments Read the full article →

Personal Finance Tips & Advice to Start the Week

Personal Finance

We all have bad habits, especially those related to our own financial well-being.  Some of us have a compulsive shoe buying habit while others might not be able to go without that Vente latte from Starbucks in the morning. Then there are some who just need some advice on where to park their money or [...]

2 comments Read the full article →

Choosing the Right Financial Institutions

Personal Finance

I’ve been an employee of a local credit union for about two years now, and I’ve heard stories from a lot of people who have savings, checking accounts, loans or investment accounts at other financial institutions. I myself used to bank with one of the big banks and ever since I switched my accounts over [...]

1 comment Read the full article →

Never Lie To Your Insurance Company

Personal Finance

The purpose of insurance is to prevent financial disaster in the event of a loss. If your home burned down to the ground today, would you have the $300,000 you would need to rebuild it? Probably not. That’s where insurance steps in – it’s a transfer of risk. When you pay your premiums, your insurance [...]

3 comments Read the full article →

How to Choose Insurance Deductibles

Frugality

How much should my insurance deductibles be? You’ve all heard the question asked before, and maybe you’ve even asked it yourselves.  It’s a rather straightforward question, but there is no one right answer.  Everyone has a different financial situation and as such should look at their individual situations to decide how much to set deductibles [...]

2 comments Read the full article →

Time For A Financial Checkup

Personal Finance

It’s midway through the year.  How have you done with the financial goals you set for yourself in January?  If you never set any that’s ok.  It’s never too late to start.  It’s a good time to check your finances and make any necessary adjustments to keep yourself on the right track to financial independence.  [...]

0 comments Read the full article →