housing

I’m Buying A House. Here’s Why (and why not).

Personal Finance

It was bound to happen eventually. I’ve been wanting to buy a house for several years now. It was partly emotional, partly financial and partly a desire to establish a more permanent residence, thereby helping to fulfill my safety needs (Maslow anyone?). Well that day looks like it’s finally come. My wife and I have […]

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Why A Large Down Payment Isn’t Always Best, Take Two.

Loans and Credit

Yesterday I posted a blog entry about down payments when purchasing a home and why I found that paying extra down doesn’t necessarily save you much money over the life of the loan. Turns out that my findings were highly controversial. Before you do anything else make sure to read Does A Large Down Payment […]

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Does A Large Down Payment Save Money In The Long Run?

Loans and Credit

I love spreadsheets. I’ll be the first to admit that I’m a total spreadsheet nerd. My wife and I have been talking lately about buying a house sometime next year and that’s led me to do some number crunching in Excel, trying to figure out how much money we should put down on a house. […]

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The Housing Crisis is Not Over

Personal Finance

I came across an interesting article the other day on the Wall Street Journal Online. Cyril Moulle-Berteaux of Traxis Partners LP (a hedge fund based in New York) wrote an article entitled “The Housing Crisis is Over.” He brought up some very interesting points, which I’d like to highlight for you and also provide some […]

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