Personal Finance Blog by Debit versus Credit

355 Money Saving Tips

Like so many of my personal finance blogging peers, I believe that anyone can excel at managing their personal finances; I believe that anyone can become financially independent. Most people just need a little bit of advice and an occasional hand to hold. While I can’t necessarily hold your hand (hard to do over the [...]

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Credit Repair For Sale: Just Say No

We will clean your credit up, no matter how bad it is. Bankruptcies, bad loans, judgments and liens – we can remove it all. You’ve probably heard lines similar to this before. Maybe you heard it on the radio, maybe you saw a commercial on television, or maybe you saw an ad online or in the [...]

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What Would You Tell The Grad Student with A Loan Maturing Soon?

Ann R. writes: I have a 5 year fixed rate mortgage loan that will be maturing April 1, 2009. The current balance is $20,500 and the rate is 6.75%. I am no longer living in the property and have been renting it for the past three years (same tenants) and I resigned from my job in November [...]

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5 Must Read Tips For New Graduates

Many of you know that I’m currently attending Arizona State University where I’m working on a Global Business/Financial Management Degree. Well I’m coming to the end of the line at ASU, as I am on track to graduate in May. I’m getting pretty excited to graduate and I’m hoping that I’ll be able to find [...]

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When Looking Forward Don’t Forget To Look Back

The start of a new year, new month or even a new day is a great time to look forward to what you want to accomplish. Do you remember the phrase “Carpe Diem” from that horribly depressing movie, Dead Poet’s Society? It means “seize the day.” There really is no better day than today to decide [...]

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Merry Christmas to All and to All A Debt Free Life

It’s my favorite time of the year once again. I’m out of school until next semester and right now all I have to worry about is going to work and making money. I still have a job and I don’t have to worry about losing it either so to be completely honest with you, my [...]

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What Everyone Who Has US Dollars Needs to Know About China

Today we’ll be featuring a guest post from Simit Patel, a contributing analyst at InformedTrades.com As the recent economic turbulence has shown us, we live in a global economy. And thus, if you want to astutely manage your finances, you need to know about how global factors can affect your wealth. And if you hold US dollars, [...]

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