Debit versus Credit

Changes to Debit versus Credit!

August 25, 2008 | Filed in: Miscellaneous | 2 comments

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If you’re a return visitor you may have noticed some small changes here at Debit versus Credit.  I’ve been hard at work trying to update the wordpress theme I’m using to be more user friendly and more customized to my liking, as well as my needs.  As of today Debit versus Credit is 42 days away from its one year blogoversary!  That’s right.  I started this blog almost a year ago.  I can’t believe it’s been so long.  Anyway I’ve made several changes and additions to Debit versus Credit over the past week.  Let me tell you what’s been going on…

I Love Comments!

You may have noticed that I extended the footer and moved the recent comments to the footer.  By doing this I was able to allow more recent comments and a small snippet of the actual comment.  I’ve also added a Top Commentators widget, which will display the top 5 (number subject to change) commentators here at Debit versus Credit, with their name as a do-follow hyperlink.  CommentLuv has also been enabled, which will attempt to pull your most recent post from your blog’s RSS feed when you leave a comment.  Finally I’ve enabled Do Follow which means that EVERY single comment you make will provide a do-follow hyperlink (if applicable).

Cosmetic Changes

I already mentioned this in the preceeding paragraph but I have made some cosmetic changes to Debit versus Credit.  The most obvious being the extension of the footer at the bottom of the site.  The footer now holds Recent Comments, a google adsense block, some miscellaneous links, my most recent Tweets and a MyBlogLog widget with a link to join my community.  Other than the footer there have been some minor changes, such as the new logo that I put in the header just a few weeks ago.

Debit versus Credit is Monetizing!

Finally I want to mention to you that I have begun the process of monetization at Debit versus Credit.  My intent is not to drive readers away with annoying ads and my promise to you is that any ads placed on Debit versus Credit will be related in topic.  You will not find ads linking to celebrity gossip sites or soliciting nightclubs or anything along those lines.  You will find ads related to money, investing, credit, debt, business and entreprenurship.  Click on them if you’re interested in the product, but other than that ignore them if you choose.  By placing ads at Debit versus Credit I’m hoping only to allow links to similar products as well as bring in enough money to pay for the web hosting and other costs I incur from running this blog.

Let’s Hear Your Opinions

Now that you know what’s new and my plans for monetization, I want to know what you think.  Are you happy about my new emphasis on being comment friendly?  Do you like the layout of my site?  Do you like the new footer?  How do you feel about the fact that I’m trying to monetize Debit versus Credit?  I want honest opinions on anything even remotely related to any of the above listed “changes.”  Don’t forget that by leaving a comment just letting me know what you think you’ll be giving yourself the opportunity to have backlinks to your site or blog.  So what do you think?

Tags: Debit versus Credit, Monetization

I Want To Hear From You!

August 14, 2008 | Filed in: Miscellaneous | 2 comments

Personal finance, made personal. That’s the slogan that I’ve chosen for Debit versus Credit.  I didn’t choose it because it sounds cool.  I didn’t choose it because a friend told me to.  I chose it because that is exactly what I want this blog to accomplish.  There are hundreds of personal finance blogs out there.  So why would you choose to read mine?  Because I want to offer something that other blogs don’t.  I want you to feel like I care about you and about your successes and your failures.  How do we accomplish that?  I need to hear from you.

What is your financial situation like?  Did you just buy your first home?  That’s fantastic! Let me know.  We’ll talk about it and you can pass on advice to other first time homebuyers (I don’t own my own home yet, so I can’t say much about this subject).  Did you lose your home to foreclosure?  I’m sorry to hear that. Again though we could all use advice on what not to do when it comes to purchasing a home so as to avoid foreclosure.  So let me know!  Has your 401(k) lost 15% this year?  Or have you actually gained this year on your 401(k) or other investments?  If so we’d love to know what you invested in.  So let me know.

Whether you have questions about loans, credit, investing, business, entrepreneurship or even want to know what my favorite recipe is then send me an e-mail.

joseph [at] debitversuscredit [dot] com

That’s the address, so use it.  Also please feel free to comment.  I’ll be introducing certain wordpress plugins soon which will give those who want to share their blogs with the world some incentive to leave comments.  If you don’t want to e-mail me for some reason then you have two other options.  Fill out the contact form, or send me an instant message.  My AIM s/n is “tc mojoe” without the quotes.

Tags: Debit versus Credit