credit score

Credit Karma: A Review

Loans and Credit

I recently discovered a service that gives you free access (no strings attached) to your credit score: Credit Karma. I first heard of Credit Karma at the Financial Blogger Conference this year. To be honest I’m not sure what took me so long. Unlike other ‘free credit report’ services out there Credit Karma does not sell […]

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Why Numbers Don’t Lie, But People Do

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Any statistician will tell you that number’s don’t lie. What most fail to mention is that while numbers don’t lie, the people reporting them often do. I was lucky enough to take a statistics class in college with a professor who kept it real. “[Numbers] can be manipulated,” he said, “by people who want to […]

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5 Things Every First Time Homebuyer Needs to Know

Personal Finance

Having recently purchased my first home I was able to learn a great deal about what’s important – and what’s not so important – when it comes to taking out a mortgage to buy a home. I’ve put together a list of useful advice that anyone buying a home and taking out a mortgage should […]

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4 Simple Ways to Improve Your Credit Score

Loans and Credit

Be honest with me here.  How is your credit?  Is it great?  Good?  Or… not so good?  The fact is that hundreds of thousands of Americans have anywhere from decent to borderline terrible credit.  It doesn’t take much you know.  A missed payment here and there, a bill that you never received, one too many […]

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How Your Credit Score Defines You

Loans and Credit

Remember in High School when you would worry about how well you would do on your tests, and how those scores would either make or break your college admissions and scholarships?  It wasn’t the most relaxing thing to think about. Well now as adults we continue to be graded and assessed by our scores, only […]

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