Personal Finance Blog by Debit versus Credit

5 Things Every First Time Homebuyer Needs to Know

Having recently purchased my first home I was able to learn a great deal about what’s important – and what’s not so important – when it comes to taking out a mortgage to buy a home. I’ve put together a list of useful advice that anyone buying a home and taking out a mortgage [...]

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How To Get a Free Copy of Your Credit Report

Today I’m going to feature my very first screencast, which walks you through getting a free copy of your credit report from annualcreditreport.com. Sorry about the crude quality, I’m still new to this, but it gets the job done!

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Disputing an Inaccuracy on Your Credit Report

You may have been turned down for a loan recently and were told by the bank that your credit was just not good enough.  Would this concern you, if it were the case?  It should.  They’re essentially telling you that you’re too risky and they don’t necessarily believe that they’ll be getting their money back [...]

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