Personal Finance Blog by Debit versus Credit

Starting on the Road to Wealth

I've heard it said that wealth is a state of mind. There may indeed be some truth behind that saying, but when you go by the book being wealthy means having money or other monetarily valuable possessions. Take the Joneses, your neighbors who seem to have everything. They may have a lot of material possessions... but do they have any real assets?

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Personal Finance Software Walkthrough: Mint.com

If you’ve ever used Quicken, Microsoft Money or another personal finance software program you know how easy they can make it to track your spending habits and other finance related things, such as your investment performance. Mint is personal finance software that is somewhat along the lines of Quicken and MS Money, but with a [...]

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When Looking Forward Don’t Forget To Look Back

The start of a new year, new month or even a new day is a great time to look forward to what you want to accomplish. Do you remember the phrase “Carpe Diem” from that horribly depressing movie, Dead Poet’s Society? It means “seize the day.” There really is no better day than today to decide [...]

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Personal Finance Tips & Advice to Start the Week

We all have bad habits, especially those related to our own financial well-being.  Some of us have a compulsive shoe buying habit while others might not be able to go without that Vente latte from Starbucks in the morning. Then there are some who just need some advice on where to park their money or [...]

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Time To Re-Evaluate The Budget

($10,112.01) That’s a large number.  A much larger number than I thought it would be.  That number right there is how much we have paid on our primary Visa credit card this year.  I should explain something.  We don’t carry credit card balances on a month to month basis.  When I get a credit card bill [...]

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The Worst Years of My (Financial) Life

I have a confession to make. It wasn’t very long ago that I experienced the worst few years of my life, financially speaking. In the latter-half of 2004 I began my adult life full-force, and I hate to admit, but I began it quite poorly. In not very much time at all [...]

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