Ways to enjoy summer on a tight budget

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in Personal Finance

This guest post is brought to you by Michael Edmondstone.

The hot days and sultry nights of the summer are a great way to unwind and relax. You normally get a good bit of vacation time during this time of year too. However, the summer can be expensive, and there can be a lot pressure to take a vacation. Fortunately, there are a few steps you can take to save up and enjoy summer on a tight budget.

Prepare for the summer

When summertime comes around, it can seem like your budget doesn’t allow for much fun. However, you’ll be surprised how much money you waste over the year. Every week, if you put aside the money you’d normally spend on the odd candy bar, or an extra drink at the bar, you’ll be surprised at how much this adds up to, and how much it can add to your summer budget.

Have a green summer

If you’re living on a tight budget, then it’s the perfect time to go green; after all, it’s not just the environment you’ll be saving, it’s your money too. Try doing lots of simple things like cutting down the length of time you spend in the shower and turning your air conditioning or heating down.

Cheap summer fashion

Normally, fashions change pretty quickly, but yours don’t have to, especially if you’re working with a tight budget. Instead of splashing out every year on the new trends, try buying all your summer gear a year late. You’ll be able to get lots of stuff at knockdown, off peak prices, if you buy your things at the end of summer, rather than at the start when the prices are at their highest. Your clothes will be just as good quality, but without they won’t come with the same extortionate price tag.

Remortgage

This may seem a bit drastic, but actually, now’s a really good time to at least look around for a better rate. There have been a lot of fluctuations in the market over recent years and prices are becoming more competitive. Mortgage broker can help you to find a good deal on your mortgage. What’s more, if you live in Canada, mortgage brokers are paid by the lender and do not charge fees for good credit applications.

Staycation

Instead of taking an expensive holiday abroad why not try staying at home for a change. There are probably lots of local attractions that you haven’t visited. You can use your time off work to get more acquainted with them. Taking vacation at home is also a really good way to spend more time with your friends, if the weather’s good and you’re not busy working, then it’s a great time to prepare some cheap dips and get them over, make sure they bring their own drinks though!

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