Comments on: Does A Large Down Payment Save Money In The Long Run?

By: Matthew C. Kriner

Matthew C. Kriner — Tue, 23 Feb 2010 16:21:31 +0000

Great comment about private money

By: Jo Jo Sands

Jo Jo Sands — Thu, 24 Dec 2009 12:02:47 +0000

Hi, possibly this entry may be off topic but anyways, I have gone surfing about your website and it appears really cool. It’s obvious that you know the topic and you seem fervent about it. I

By: Joseph

Joseph — Wed, 04 Feb 2009 05:31:32 +0000

To be honest with you Blake I didn’t actually figure in the time value of money. I’m actually curious as to how the numbers would work out if I were to do so. Interesting.

By: Blake

Blake — Fri, 30 Jan 2009 14:04:04 +0000

Very interesting Joe. I'm assuming the time value of money also plays a role here? With a fixed payment over the life of the loan, the real value of that payment amount will gradually erode as inflation works its magic. Blakes last blog post..The Power of Measurement

By: Kristy @ Master Your Card

Kristy @ Master Your Card — Fri, 30 Jan 2009 05:57:29 +0000

I haven't personally looked into the prospect of buying a house, so I'm not as up on mortgages as I should be. I could talk home equity until the cows come home, but mortgage is a different animal entirely. That said, I don't really see how your numbers reflect more savings in 5% as opposed to 10%. The more money you put down, the less interest you're paying on principal. Roughly translated, that means more savings for you. So, help me out here. How are you figuring that you're saving more by putting down less? Kristy @ Master Your Cards last blog post..20 Ways I Plan to Keep My New Year’s Resolutions