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	<title>Comments on: Have You Had To Adjust To A Reduction In Salary?</title>
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	<description>A personal finance blog dedicated to fighting financial ignorance</description>
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		<title>By: Kristy @ Master Your Card</title>
		<link>http://debitversuscredit.com/personal-finance/debt/adjust-reduction-salary/comment-page-1/#comment-521</link>
		<dc:creator>Kristy @ Master Your Card</dc:creator>
		<pubDate>Thu, 29 Jan 2009 06:00:35 +0000</pubDate>
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		<description>I have been very fortunate and not had to worry about losing my job or taking a salary cut; as a matter of fact, I was blessed with a raise. However, I&#039;m still one to be prepared for the worst, just in case.

Currently I have 6 months of expenses saved up, plus about $2-3k more for car repairs, etc. As a precaution I&#039;m going to beef up my living expenses part of the emergency fund because I&#039;m in the banking industry and it may be difficult to find another job if I were every laid off. My boss and coworkers say I&#039;m paranoid and I worry too much, but I say better safe than sorry.

&lt;abbr&gt;&lt;em&gt;&lt;abbr&gt;&lt;em&gt;Kristy @ Master Your Cards last blog post..&lt;a href=&quot;http://masteryourcard.com/blog/2009/01/28/what-the-banks-are-doing-with-our-money/&quot; rel=&quot;nofollow&quot;&gt;What the Banks are Doing With Our Money…&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I have been very fortunate and not had to worry about losing my job or taking a salary cut; as a matter of fact, I was blessed with a raise. However, I&#8217;m still one to be prepared for the worst, just in case.</p>
<p>Currently I have 6 months of expenses saved up, plus about $2-3k more for car repairs, etc. As a precaution I&#8217;m going to beef up my living expenses part of the emergency fund because I&#8217;m in the banking industry and it may be difficult to find another job if I were every laid off. My boss and coworkers say I&#8217;m paranoid and I worry too much, but I say better safe than sorry.</p>
<p><abbr><em><abbr><em>Kristy @ Master Your Cards last blog post..<a href="http://masteryourcard.com/blog/2009/01/28/what-the-banks-are-doing-with-our-money/" rel="nofollow">What the Banks are Doing With Our Money…</a></em></abbr></em></abbr></p>
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