A Tale of Two Currencies (or $1 Billion Dollars in Lockdown)

Personal Finance
picture of cash

What you are about to read is a tale of two currencies, both of which are very much at odds with each other. On one side of the ring we have the one dollar bill, lovingly known by millions as “buck,” “greenback,” “single” and “one.” On the other side of the ring we have our [...]

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Three Money Moves To Make With A Pay Raise

Finance 101
Thumbnail image for Three Money Moves To Make With A Pay Raise

Pay raise? What pay raise? I know what you are thinking. But, believe it or not, many Americans received a pay raise this year. Many receive a pay raise as a cost of living adjustment every year from their pension or an annual increase in their salaries from their employer. The United States military, for example, received a 1.4% pay raise this past January, and they have received a raise every year since the end of World War II. Every American actually received a pay raise this year also, and many did not even realize it.

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Are People Really This Dumb When It Comes to Money?

Miscellaneous

I was reading finance blogs when I came across this video of Jay Leno interviewing people with questions on money. The answers are astonishing.

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5 Things Every First Time Homebuyer Needs to Know

Personal Finance

Having recently purchased my first home I was able to learn a great deal about what’s important – and what’s not so important – when it comes to taking out a mortgage to buy a home. I’ve put together a list of useful advice that anyone buying a home and taking out a mortgage should [...]

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The Sorry State of our Economy

The Economy

By now the whole world knows just how bad the state of our economy is. It’s no secret to anyone. You hear every day how Wall St. did this or is going to do that. There’s plenty of blame being thrown around and no one willing to admit fault to anything. I’m not going to argue that some corporate hotshot on Wall St. helped to land us in this mess and I’m also not going to argue that he/she didn’t. The fact is that we’re all partially to blame for the sorry state of our economy.

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Starting on the Road to Wealth

Investing

I’ve heard it said that wealth is a state of mind. There may indeed be some truth behind that saying, but when you go by the book being wealthy means having money or other monetarily valuable possessions. Take the Joneses, your neighbors who seem to have everything. They may have a lot of material possessions… but do they have any real assets?

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I’m Buying A House. Here’s Why (and why not).

Personal Finance

It was bound to happen eventually. I’ve been wanting to buy a house for several years now. It was partly emotional, partly financial and partly a desire to establish a more permanent residence, thereby helping to fulfill my safety needs (Maslow anyone?). Well that day looks like it’s finally come. My wife and I have [...]

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