Personal Finance Blog by Debit versus Credit

While doing my daily reading of the financial news and articles posted on popular personal finance news sites such as CNN Money I came across an interesting feature where Americans tell President Obama what they think he should do to fix the economy and their lives. While I’m not convinced that President Obama has the [...]

Yesterday I posted a blog entry about down payments when purchasing a home and why I found that paying extra down doesn’t necessarily save you much money over the life of the loan. Turns out that my findings were highly controversial. Before you do anything else make sure to read Does A Large Down Payment [...]

Today we’re featuring a guest post from the good folks at BeattheEconomy2009.com
Every parent wants to send their child off school with a good, healthy lunch. Mine did. However, many parents mistake a good lunch as one filled with attractively-packaged, sugary, expensive items. This should not be the case. Packing a brown bag lunch will be [...]

I love spreadsheets.
I’ll be the first to admit that I’m a total spreadsheet nerd. My wife and I have been talking lately about buying a house sometime next year and that’s led me to do some number crunching in Excel, trying to figure out how much money we should put down on a house.
After some [...]

The United States economy shed about 2 million jobs in 2008. Some people have been fortunate enough to keep their jobs but have had to accept salary cuts. The point is that millions of people have had serious reductions in salary. Are you one of these people?
While browsing through financial reporting sites such as CNN [...]

I’m a huge fan of math tricks, especially when it makes solving complex issues just a little bit easier. There’s a great trick that can be used to easily figure out how long it will take compounding interest to double your investment: it’s called The Rule of 72.
This is an easy trick. You simply divide [...]

We will clean your credit up, no matter how bad it is. Bankruptcies, bad loans, judgments and liens – we can remove it all.
You’ve probably heard lines similar to this before. Maybe you heard it on the radio, maybe you saw a commercial on television, or maybe you saw an ad online or in the [...]