Investing 101

Finance 101

Let me begin this post by saying that I am by no means a seasoned investor and my advice might not be as complete as someone who has been investing for 20 or 30 years. That being said I do not believe that investing is rocket science, and I do believe that the average Joe [...]

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My Financial Account Structure

Personal Finance

In my 33% savings plan post I mentioned that I would cover at a later time my money funneling techniques (e.g. my financial account structure) for y’all. I figure now is as good a time as any to cover this, so here you are… I work primarily with two financial institutions, USAA and Desert Schools [...]

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A Charity I Recently Donated To

Miscellaneous

Do you donate to any charities on a regular basis, or have you made a substantial donation to one in the past? My wife and I just recently made a substantial (keep in mind that this term is relative) donation to a charity which treats children in less-fortunate countries for cleft lip. Now before I [...]

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National Get Out of Debt Day

Debt

October 30th is National Get Out of Debt Day. How are you doing at getting rid of your debt, if you have any at all? Is your level of debt increasing, or is it decreasing? I have been slowly paying down my debt over the past few years. I am debt-free when it comes to [...]

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The Worst Years of My (Financial) Life

Debt

I have a confession to make. It wasn’t very long ago that I experienced the worst few years of my life, financially speaking. In the latter-half of 2004 I began my adult life full-force, and I hate to admit, but I began it quite poorly. In not very much time at all I managed to [...]

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My 33% Savings Plan

Personal Finance

One of the most difficult things that I’ve ever had to do when it comes to my finances is to set a budget and actually stick to it. I have found that when it comes to personal budgeting that less is more, and what I mean by this is that the less you have to [...]

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Greed, Poor Management.. or Both?

Business

If you try to keep up on business news like I do, then by now you have read about Intel and their third-quarter record sales. These record sales can be attributed to strong demand for laptop and notebook computers (on a side note, I do wonder how much of this can be attributed to the [...]

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