Personal Finance Blog by Debit versus Credit

I have been quite busy this past week between Thanksgiving and preparing for finals week at school.  I will be coming back tomorrow with another Friday Book Club and I’ll be back full force next week, but in the meantime I wanted to link you to some of my favorite finance posts that I’ve written [...]

You’ve all heard the phrase, “keeping up with the Joneses.” If you haven’t, it means to covet whatever latest gadget, toy or whatever it is that your neighbor, friend, associate, or family member recently purchased. Of course we all pretend to not be so shallow as to live by this “rule,” but in [...]

Hey everyone! I’ve decided to start up a “book club” here at Debit versus Credit. I love reading whenever I get the chance to do so and I especially enjoy personal finance books so I’ve decided to share my love of these books along with the lessons I am able to learn from [...]

Today’s Friday Book Club will feature chapter one of The Automatic Millionaire which was written by David Bach, the New York Times Bestselling Author of Smart Couples Finish Rich and Smart Women Finish Rich. The first chapter of The Automatic Millionaire is entitled ‘Meeting the Automatic Millionaire’ and focuses on a middle-aged couple that [...]

I also considered entitling this post, “An Opportunity Cost.” Therefore I believe it would be appropriate to subtitle it as such. Not that this of course is really relevant to the topic at hand, but it’s something that I thought I’d mention, because it might not include the topic of my post tonight [...]

Let me begin this post by saying that I am by no means a seasoned investor and my advice might not be as complete as someone who has been investing for 20 or 30 years. That being said I do not believe that investing is rocket science, and I do believe that the average [...]

In my 33% savings plan post I mentioned that I would cover at a later time my money funneling techniques (e.g. my financial account structure) for y’all. I figure now is as good a time as any to cover this, so here you are…
I work primarily with two financial institutions, USAA and Desert Schools [...]