Personal Finance Blog by Debit versus Credit

I’m sure you’ve heard it before either from a friend or a spouse or maybe a family member. Heck, maybe you’ve heard yourself say it a few times before. “My credit isn’t that great” or maybe “You require good credit for this? Oh, nevermind, I have bad credit.” If this is [...]

My employer is a big supporter of the Children’s Miracle Network and their One Darn Cool School program which they support in conjunction with the Phoenix Children’s Hospital. Every year we hold numerous fundraisers in order to raise funds for this program, which provides educational materials and instruction for children unable to attend school regularly [...]

Here’s some awesome news and something I am excited to be a part of.  Daily Blog Tips has just kicked off the very first Blogging Idol competition.  Blogging Idol is a competition between (as of last count) 96 bloggers to see who can gain the most subscribers between today and the end of July.  I’m [...]

($10,112.01)
That’s a large number.  A much larger number than I thought it would be.  That number right there is how much we have paid on our primary Visa credit card this year.  I should explain something.  We don’t carry credit card balances on a month to month basis.  When I get a credit card bill [...]

There’s been some great reading online this past week.  A lot of the links that I’m posting this week are related to simple ways to save money, which should come in handy with the quickly increasing cost of living that we’re experiencing here in the U.S.
David at Moneyning posted some fantastic advice on how to [...]

Now that I’m finally back in the swing of things here at Debit versus Credit I’m ready to bring back a popular feature (and one which I enjoyed very much): Friday Book Club. I began Friday Book Club in November of 2007 with three goals.  First, to be able to share what I’m learning with [...]

Ben Bernanke and the Fed decided today to leave their federal funds rate at its current level of 2%.  They’re finally starting to worry about inflation and seem to think that there is much more upside risk (by inflation of course) than downside risk (recession and a slowing economy) at this point.  I’m inclined to [...]