Investing for Beginners: Analyzing Financial Statements, pt. 2

Investing for Beginners

Today we’ll be continuing the Investing for Beginners series with an introduction to interpreting a companies Balance Sheet as well as their Statement of Cash Flows.  Let’s begin with the balance sheet. The Balance Sheet There are a lot more rows to this one eh? Don’t get intimidated, there is nothing to it! I promise. [...]

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Choosing the Right Financial Institutions

Personal Finance

I’ve been an employee of a local credit union for about two years now, and I’ve heard stories from a lot of people who have savings, checking accounts, loans or investment accounts at other financial institutions. I myself used to bank with one of the big banks and ever since I switched my accounts over [...]

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Congratulations to the Winners!

Miscellaneous

The month of October has come and gone, and so has the very first contest that I’ve ever held at Debit versus Credit.  I’m happy to announce the winners of the contest. Drumroll please… The grand prize winner is Lisa. The first prize goes to Jules. The second prize winner is Cady. Congratulations to our [...]

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Last Day to Win $25 Cash and a Personal Finance Book

Miscellaneous

Happy Halloween!  If you haven’t already heard I’m sponsoring a contest where I’m giving away cash and three copies of the book, Scratch Beginnings. It’s easy to enter.  All you have to do is go to the contest link, do any (or all) of the following and leave a comment at the contest post. 1 [...]

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Fed Cuts Rates to 1%

The Economy

Many of you may have heard by now that the Federal Reserve cut their key fed-funds rate to 1%, bringing it in line with the lowest level that it’s ever been at. Interestingly enough the last time that the rate was at 1% was within this decade – from June of 2003 until June of [...]

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Investing For Beginners: Analyzing Financial Statements

Investing for Beginners

Today I’ll be continuing the multi-part series Investing for Beginners.  Don’t forget to read the first part, Stock Market Basics if you haven’t already.  If you want to keep updated with new additions to the Investing for Beginners series then don’t forget to subscribe to the Debit versus Credit RSS feed.  Today I’ll be covering [...]

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4 Ways College Students Can Save Money

Frugality

Being myself a student I’m fully aware of all of the potential cost-savings that can come along with pursuing a higher education.  Of course these cost-savings don’t come cheaply: paying for college can cost thousands to tens of thousands of dollars a year.  But you’re already paying for that right?  You might as well take [...]

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