The Best of Debit versus Credit, Jan 2009

Personal Finance

January was a difficult month at Debit versus Credit. Not only did I begin my final semester of studies as an undergrad, but I nearly lost about a month and a half’s worth of work here when the database crashed. Thankfully I was able to recover all of my missing posts thanks to the wonderful [...]

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Personal Finance Software Walkthrough: Mint.com

Miscellaneous

If you’ve ever used Quicken, Microsoft Money or another personal finance software program you know how easy they can make it to track your spending habits and other finance related things, such as your investment performance. Mint is personal finance software that is somewhat along the lines of Quicken and MS Money, but with a [...]

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If We Must Regulate The Credit Card Industry, Let’s Do It Wisely

The Economy

While doing my daily reading of the financial news and articles posted on popular personal finance news sites such as CNN Money I came across an interesting feature where Americans tell President Obama what they think he should do to fix the economy and their lives. While I’m not convinced that President Obama has the [...]

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Why A Large Down Payment Isn’t Always Best, Take Two.

Loans and Credit

Yesterday I posted a blog entry about down payments when purchasing a home and why I found that paying extra down doesn’t necessarily save you much money over the life of the loan. Turns out that my findings were highly controversial. Before you do anything else make sure to read Does A Large Down Payment [...]

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Saving Money at Lunch Time

Frugality

Today we’re featuring a guest post from the good folks at BeattheEconomy2009.com Every parent wants to send their child off school with a good, healthy lunch. Mine did. However, many parents mistake a good lunch as one filled with attractively-packaged, sugary, expensive items. This should not be the case. Packing a brown bag lunch will [...]

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Does A Large Down Payment Save Money In The Long Run?

Loans and Credit

I love spreadsheets. I’ll be the first to admit that I’m a total spreadsheet nerd. My wife and I have been talking lately about buying a house sometime next year and that’s led me to do some number crunching in Excel, trying to figure out how much money we should put down on a house. [...]

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Have You Had To Adjust To A Reduction In Salary?

Debt

The United States economy shed about 2 million jobs in 2008. Some people have been fortunate enough to keep their jobs but have had to accept salary cuts. The point is that millions of people have had serious reductions in salary. Are you one of these people? While browsing through financial reporting sites such as [...]

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