Please, Do Your Own Research


I have friends who are completely anti-Obama.  I’m OK with that.  What I’m not ok with is when people make up their minds about things that they heard somewhere without ever bothering to find out themselves if it’s true or not.  A little disclaimer: I’m leaning more towards Obama at this point.  My mind is not made up yet, however, and will not be until probably a week before elections.  I like to keep an open mind about things and I don’t know everything about either of the candidates campaigns yet.  What I do know about them is that from what I’ve read and researched myself I prefer Barack Obama.  He seems to be a better match than John McCain for our country and its’ needs.  Like I said, this could change.  I don’t agree with everything he’s preaching, but I agree with a majority of it.  I think that’s the proper way to choose who to vote for, right?  Who cares if the candidate is male, female, black, white, Cuban, Asian, Mexican or Puerto Rican.  The point is that he or she is trying to do whats best for our country and that you agree with them.

I have two purposes for this post.  First of all I want to get across my point that an uninformed decision is a bad decision.  Period.  Secondly (and relating to the first point) I want everyone to know about an untruth which has been going around about the Obama campaign.  The reason for this?  It’s a pretty important topic and I absolutely can’t stand all of the hate going around.  It all goes back to my first point, of course.  Do your own research before making up your mind.

So What If Your Girlfriend Is An Obama Hater

Here’s a quiz for you.  Let’s say your significant other doesn’t like a certain presidential candidate and they feed you all of this information about him/her.  Do you a) agree with your significant other or b) research it and make up your own mind.  If you answered with “b” then good for you.  If you answered “a” then please reconsider option “b.”  Make sure that before you ever make any decisions that you always research and make up your own mind.  This is one of the primary lessons that I’d like everyone to pick up on here at Debit versus Credit.  This can be applied to every aspect of life, whether politics, finance or even your job.

Let Me Refute A Falsehood About Obama

I keep seeing information go around about how Obama is going to make everyones life miserable by raising taxes.  This is a half-truth.  Taxes will most likely increase under Obama’s leadership, this is true.  However to blatantly spread lies about how even the poorest in the U.S. will have to take on a larger tax burden is completely unaccurate.  I’d like to correct this misconception, so that people might be able to make a clearer decision.  Obama will only be raising taxes for couples making more than $250,000 in taxable income and for single filers making more than $200,000 in taxable income.  Income tax brackets will not change other than for these numbers.  That leaves a huge majority of U.S. citizens right where they currently are with taxes.  In fact they might even pay less taxes because Obama wants to introduce more tax credits for lower and middle class Americans.

Please don’t take my word for it.  Also don’t think I’m trying to convince you that you MUST vote for Obama.  Vote for whoever you feel most strongly for, but only after doing the research.  Good decisions probably shouldn’t come that easy.  Click Here if you would like to read more about what both McCain and Obama plan to do with taxes.


One response to “Please, Do Your Own Research”

  1. While direct income taxes for a lot of people probably wouldn’t go up under Obama (maybe?), I think part of all this that is being left out of the discussion is how tax increases on wealthier americans will affect things. Will it have a net positive effect? Or a net negative effect. I happen to think that tax increases on the wealthy – the ones who create jobs, growth and revenue – is a bad idea. They’re already paying a disproportionate amount of the taxes, and this would make it even worse. With tax increases on that segment you’ll probably see jobs lost, lost income for middle class folks through lower stock prices, etc. Also, a lot of the increases in spending that Obama is promising – haven’t got a funding source yet – he hasn’t said where the money to fund those programs will come from..? it has to come from somewhere, right?

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