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	<title>Comments on: Starting on the Road to Wealth</title>
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	<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/</link>
	<description>A personal finance blog dedicated to fighting financial ignorance</description>
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		<title>By: Do You Dave Ramsey?</title>
		<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/comment-page-1/#comment-874</link>
		<dc:creator>Do You Dave Ramsey?</dc:creator>
		<pubDate>Fri, 13 Nov 2009 23:49:58 +0000</pubDate>
		<guid isPermaLink="false">http://debitversuscredit.com/2007/11/starting-on-the-road-to-wealth/#comment-874</guid>
		<description>Hey Joseph, nice article... it is important to understand your target and to have a plan to help direct your steps.  This is an important lesson for many endeavors and especially for personal finance.

Dave
.-= Do You Dave Ramsey?&#180;s last blog ..&lt;a href=&quot;http://doyoudaveramsey.com/link-roundup-advance-edition/&quot; rel=&quot;nofollow&quot;&gt;Link Round-up – Thanks In Advance edition&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Hey Joseph, nice article&#8230; it is important to understand your target and to have a plan to help direct your steps.  This is an important lesson for many endeavors and especially for personal finance.</p>
<p>Dave<br />
.-= Do You Dave Ramsey?&#180;s last blog ..<a href="http://doyoudaveramsey.com/link-roundup-advance-edition/" rel="nofollow">Link Round-up – Thanks In Advance edition</a> =-.</p>
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		<title>By: Joseph</title>
		<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/comment-page-1/#comment-823</link>
		<dc:creator>Joseph</dc:creator>
		<pubDate>Mon, 28 Sep 2009 18:13:39 +0000</pubDate>
		<guid isPermaLink="false">http://debitversuscredit.com/2007/11/starting-on-the-road-to-wealth/#comment-823</guid>
		<description>I’ll be around in some form or another. I’ve just had a lot going on this year, but things are definitely starting to get back to normal. Thanks for the kind words!
.-= Joseph&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/DebitVersusCredit/~3/X0DoZGICVkI/&quot; rel=&quot;nofollow&quot;&gt;Starting on the Road to Wealth&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>I’ll be around in some form or another. I’ve just had a lot going on this year, but things are definitely starting to get back to normal. Thanks for the kind words!<br />
.-= Joseph&#180;s last blog ..<a href="http://feedproxy.google.com/~r/DebitVersusCredit/~3/X0DoZGICVkI/" rel="nofollow">Starting on the Road to Wealth</a> =-.</p>
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	<item>
		<title>By: Blake</title>
		<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/comment-page-1/#comment-820</link>
		<dc:creator>Blake</dc:creator>
		<pubDate>Mon, 28 Sep 2009 13:05:20 +0000</pubDate>
		<guid isPermaLink="false">http://debitversuscredit.com/2007/11/starting-on-the-road-to-wealth/#comment-820</guid>
		<description>Hey Joe, 

Really glad that we haven&#039;t seen the last of DvC! I was worried for some time that we had. ;) 

BS
.-= Blake&#180;s last blog ..&lt;a href=&quot;http://shulticefinancial.com/2009/09/28/prioritization/&quot; rel=&quot;nofollow&quot;&gt;Prioritization&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Hey Joe, </p>
<p>Really glad that we haven&#8217;t seen the last of DvC! I was worried for some time that we had. <img src='http://debitversuscredit.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' />  </p>
<p>BS<br />
.-= Blake&#180;s last blog ..<a href="http://shulticefinancial.com/2009/09/28/prioritization/" rel="nofollow">Prioritization</a> =-.</p>
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		<title>By: Cristina</title>
		<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/comment-page-1/#comment-795</link>
		<dc:creator>Cristina</dc:creator>
		<pubDate>Mon, 18 May 2009 14:45:57 +0000</pubDate>
		<guid isPermaLink="false">http://debitversuscredit.com/2007/11/starting-on-the-road-to-wealth/#comment-795</guid>
		<description>I&#039;ve been lurking about so just wanted to let you know I enjoy your blog.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been lurking about so just wanted to let you know I enjoy your blog.</p>
]]></content:encoded>
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		<title>By: Blake</title>
		<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/comment-page-1/#comment-778</link>
		<dc:creator>Blake</dc:creator>
		<pubDate>Wed, 29 Apr 2009 04:11:37 +0000</pubDate>
		<guid isPermaLink="false">http://debitversuscredit.com/2007/11/starting-on-the-road-to-wealth/#comment-778</guid>
		<description>Hey Joe, 

You should check out my new pad, launching officially tomorrow! http://shulticefinancial.com/ 

:)

&lt;abbr&gt;&lt;em&gt;&lt;abbr&gt;&lt;em&gt;Blakes last blog post..&lt;a href=&quot;http://youngdough.com/2009/04/22/jonathon-meads-reclaim-your-dreams/&quot; rel=&quot;nofollow&quot;&gt;Jonathon Mead&#8217;s &#8216;Reclaim Your Dreams&#8217;&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Hey Joe, </p>
<p>You should check out my new pad, launching officially tomorrow! <a href="http://shulticefinancial.com/" rel="nofollow">http://shulticefinancial.com/</a> </p>
<p> <img src='http://debitversuscredit.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p><abbr><em><abbr><em>Blakes last blog post..<a href="http://youngdough.com/2009/04/22/jonathon-meads-reclaim-your-dreams/" rel="nofollow">Jonathon Mead&#8217;s &#8216;Reclaim Your Dreams&#8217;</a></em></abbr></em></abbr></p>
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		<title>By: Bret Frohlich</title>
		<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/comment-page-1/#comment-774</link>
		<dc:creator>Bret Frohlich</dc:creator>
		<pubDate>Sat, 25 Apr 2009 17:58:57 +0000</pubDate>
		<guid isPermaLink="false">http://debitversuscredit.com/2007/11/starting-on-the-road-to-wealth/#comment-774</guid>
		<description>I really enjoyed reading this post.

Sometimes the fundamentals aren&#039;t so obvious to people and that&#039;s why they struggle with their finances.  Others know these concepts well, but don&#039;t have the discipline to follow them.

Knowledge is power when you have the courage to use it.

&lt;abbr&gt;&lt;em&gt;&lt;abbr&gt;&lt;em&gt;Bret Frohlichs last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/BretFrohlichcom/~3/2SZgSEmzCmc/&quot; rel=&quot;nofollow&quot;&gt;Taxation Without Representation&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I really enjoyed reading this post.</p>
<p>Sometimes the fundamentals aren&#8217;t so obvious to people and that&#8217;s why they struggle with their finances.  Others know these concepts well, but don&#8217;t have the discipline to follow them.</p>
<p>Knowledge is power when you have the courage to use it.</p>
<p><abbr><em><abbr><em>Bret Frohlichs last blog post..<a href="http://feedproxy.google.com/~r/BretFrohlichcom/~3/2SZgSEmzCmc/" rel="nofollow">Taxation Without Representation</a></em></abbr></em></abbr></p>
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		<title>By: Blake</title>
		<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/comment-page-1/#comment-770</link>
		<dc:creator>Blake</dc:creator>
		<pubDate>Thu, 16 Apr 2009 15:11:18 +0000</pubDate>
		<guid isPermaLink="false">http://debitversuscredit.com/2007/11/starting-on-the-road-to-wealth/#comment-770</guid>
		<description>I&#039;ve recently been focusing a lot on my credit health. I just got my first card last week and I&#039;ve begun using it to pay for gas and necessities. I&#039;m going to pay it off every month and hopefully it will help me build a solid credit score (the cash-back rewards are a nice little bonus as well :D) 

Have you considered LifeLock?  I&#039;m probably going to sign up within the next week or so.  I figure for $100 or so a year, protecting my identity and my credit makes it well worth it.

&lt;abbr&gt;&lt;em&gt;&lt;abbr&gt;&lt;em&gt;Blakes last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/youngdough/~3/95M_fEsoq1g/&quot; rel=&quot;nofollow&quot;&gt;How to Hedge Against a Volatile Economy:&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I&#8217;ve recently been focusing a lot on my credit health. I just got my first card last week and I&#8217;ve begun using it to pay for gas and necessities. I&#8217;m going to pay it off every month and hopefully it will help me build a solid credit score (the cash-back rewards are a nice little bonus as well <img src='http://debitversuscredit.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> ) </p>
<p>Have you considered LifeLock?  I&#8217;m probably going to sign up within the next week or so.  I figure for $100 or so a year, protecting my identity and my credit makes it well worth it.</p>
<p><abbr><em><abbr><em>Blakes last blog post..<a href="http://feedproxy.google.com/~r/youngdough/~3/95M_fEsoq1g/" rel="nofollow">How to Hedge Against a Volatile Economy:</a></em></abbr></em></abbr></p>
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		<title>By: Kristy @ Master Your Card</title>
		<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/comment-page-1/#comment-769</link>
		<dc:creator>Kristy @ Master Your Card</dc:creator>
		<pubDate>Thu, 16 Apr 2009 03:54:47 +0000</pubDate>
		<guid isPermaLink="false">http://debitversuscredit.com/2007/11/starting-on-the-road-to-wealth/#comment-769</guid>
		<description>Definitely wish I would have started contributing to my 401(k) in my early 20s as opposed to my late 20s. It will make a difference. But, since we&#039;re on the topic of 401(k)s, do your best to meet the employer match or you&#039;re just leaving free money on the table. My employer currently matches 100% up to 3% - down from the original 6% due to the economy. But, they match 50% from 3-6%, so I kept my contributions at 6% so I wouldn&#039;t miss out on any of the free money. 

I think living frugally is one of the best tools in the personal finance arsenal to building wealth. It&#039;s about making financially sound choices, not being cheap - which is the rap that being frugal usually gets. When we make choices appropriate to our long term goals as opposed to our immediate wants, the road to wealth doesn&#039;t seem so very long.

&lt;abbr&gt;&lt;em&gt;&lt;abbr&gt;&lt;em&gt;Kristy @ Master Your Cards last blog post..&lt;a href=&quot;http://masteryourcard.com/blog/2009/04/15/bankruptcy-chapter-7-part-ii/&quot; rel=&quot;nofollow&quot;&gt;Bankruptcy: Chapter 7 Part II&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Definitely wish I would have started contributing to my 401(k) in my early 20s as opposed to my late 20s. It will make a difference. But, since we&#8217;re on the topic of 401(k)s, do your best to meet the employer match or you&#8217;re just leaving free money on the table. My employer currently matches 100% up to 3% &#8211; down from the original 6% due to the economy. But, they match 50% from 3-6%, so I kept my contributions at 6% so I wouldn&#8217;t miss out on any of the free money. </p>
<p>I think living frugally is one of the best tools in the personal finance arsenal to building wealth. It&#8217;s about making financially sound choices, not being cheap &#8211; which is the rap that being frugal usually gets. When we make choices appropriate to our long term goals as opposed to our immediate wants, the road to wealth doesn&#8217;t seem so very long.</p>
<p><abbr><em><abbr><em>Kristy @ Master Your Cards last blog post..<a href="http://masteryourcard.com/blog/2009/04/15/bankruptcy-chapter-7-part-ii/" rel="nofollow">Bankruptcy: Chapter 7 Part II</a></em></abbr></em></abbr></p>
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		<title>By: Trevor</title>
		<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/comment-page-1/#comment-491</link>
		<dc:creator>Trevor</dc:creator>
		<pubDate>Sat, 29 Nov 2008 17:49:29 +0000</pubDate>
		<guid isPermaLink="false">http://debitversuscredit.com/2007/11/starting-on-the-road-to-wealth/#comment-491</guid>
		<description>Good post.</description>
		<content:encoded><![CDATA[<p>Good post.</p>
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		<title>By: Fred333</title>
		<link>http://debitversuscredit.com/investing/starting-on-the-road-to-wealth/comment-page-1/#comment-15</link>
		<dc:creator>Fred333</dc:creator>
		<pubDate>Tue, 06 Nov 2007 21:02:20 +0000</pubDate>
		<guid isPermaLink="false">http://debitversuscredit.com/2007/11/starting-on-the-road-to-wealth/#comment-15</guid>
		<description>Great post. This is some great information for anyone.</description>
		<content:encoded><![CDATA[<p>Great post. This is some great information for anyone.</p>
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