By now the whole world knows just how bad the state of our economy is. It’s no secret to anyone. You hear every day how Wall St. did this or is going to do that. There’s plenty of blame being thrown around and no one willing to admit fault to anything. I’m not going to argue that some corporate hotshot on Wall St. helped to land us in this mess and I’m also not going to argue that he/she didn’t. The fact is that we’re all partially to blame for the sorry state of our economy.