January 2009

Fighting a Crisis of Confidence

The Economy

Many people have been comparing the current economic crisis that we’re facing to that of the Great Depression. While we are seeing some similarities between the Depression and the economic crisis of today, they are largely a different beast. In fact I’d like to argue that while the Great Depression seemed to have been largely [...]

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Determining Your Future Return With A Fixed Income Investment

Finance 101

If you’ve ever wondered how much money you’ll have at the end of a certain amount of time after investing in a fixed-income investment then this formula will come in quite handy. It’s called the compound interest formula and is actually quite easy to work with. Future Return = P(1 + R)^T Don’t be intimidated [...]

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What Would You Tell The Grad Student with A Loan Maturing Soon?

Loans and Credit

Ann R. writes: I have a 5 year fixed rate mortgage loan that will be maturing April 1, 2009. The current balance is $20,500 and the rate is 6.75%. I am no longer living in the property and have been renting it for the past three years (same tenants) and I resigned from my job [...]

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I Need Your Help

Miscellaneous

I’m at a loss for words here. As you may have noticed I’ve lost most of my recent posts (within the past month and a half) due to some wordpress malfunctions and a little bit of being too hasty on my part. I am really bummed about losing so much of my hard work so [...]

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5 Must Read Tips For New Graduates

Personal Finance

Many of you know that I’m currently attending Arizona State University where I’m working on a Global Business/Financial Management Degree. Well I’m coming to the end of the line at ASU, as I am on track to graduate in May. I’m getting pretty excited to graduate and I’m hoping that I’ll be able to find [...]

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A Lesson On Compound Interest

Personal Finance

Compound Interest Is The Most Powerful Force In The Universe. There is a good chance that you have heard this quote before. Any guesses on who it was that originally said it? If you guessed Albert Einstein then you are correct and you should absolutely reward yourself with something nice… maybe a cookie or some [...]

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When Looking Forward Don’t Forget To Look Back

Self Help and Motivational

The start of a new year, new month or even a new day is a great time to look forward to what you want to accomplish. Do you remember the phrase “Carpe Diem” from that horribly depressing movie, Dead Poet’s Society? It means “seize the day.” There really is no better day than today to decide [...]

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