July 2008

Young Ignoramuses

Debt

How’s this for a hotly debated topic: Should credit card companies be punished for soliciting to youth and college age students? There’s many an argument out there in favor of punishing these companies for “hard-selling” their product to ignorant youth.  I’d wager that there’s probably just as many arguments saying that these companies have no [...]

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Go Green, Save Green

Personal Finance

In today’s “green-centric” world some companies are beginning to offer incentives to their employees for going green, the most common being related to alternative methods of transportation to and from work.  They encourage their employees to ride a bike, walk, take a bus or even carpool to work.  As an incentive they may offer rewards [...]

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IndyMac Bank Falls

Business

It’s not every day that a multi-billion dollar bank fails and is taken over by the FDIC.  However last friday (July 11th, 2008) IndyMac Bank was seized by federal regulators after it was deemed illiquid and unable to continue on with business as usual.  As you may have read elsewhere The Office of Thrift Supervision [...]

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The Automatic Millionaire: Ch 6

Friday Book Club

Chapter 6 of The Automatic Millionaire is entitled Automatic Debt-Free Homeownership David Beck stresses three principle goals in The Automatic Millionaire.  As we’ve previously covered the first two goals are to decide to pay yourself first 10 percent of your pretax (or gross) income and the second is to make it automatic.  The third principle [...]

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Do You Really Need Cable?

Frugality

It’s not always easy to admit that there are certain things in our life that we splurge on unnecessarily.  I’ll be the first to admit that I love technology and that I probably spend too much money on “tech toys” such as my beautiful MacBook Pro or my game systems or those Bose headphones that [...]

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Time For A Financial Checkup

Personal Finance

It’s midway through the year.  How have you done with the financial goals you set for yourself in January?  If you never set any that’s ok.  It’s never too late to start.  It’s a good time to check your finances and make any necessary adjustments to keep yourself on the right track to financial independence.  [...]

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Building Great Credit

Loans and Credit

I’m sure you’ve heard it before either from a friend or a spouse or maybe a family member. Heck, maybe you’ve heard yourself say it a few times before. “My credit isn’t that great” or maybe “You require good credit for this? Oh, nevermind, I have bad credit.” If this is you, or you know [...]

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